Accident Insurance | Accident Sickness Unemployment Insurance | Sgli Life Insurance | Insurance Accident Forgiveness | Student Accident And Sickness Insurance | Ad D Insurance | Common Carrier Accident Insurance



Accident Insurance




Accident Insurance Can Help You Recover During Difficult Economic Times


Many people are facing financial difficulties as a result of the recent economic downturn. Jobs are being lost, homes are being foreclosed and teenagers have to delay going to college until their family's finances can bounce back. Of course financial difficulties can arise from many different types of scenarios.


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For millions, an injury or illness can send them into a financial downward spiral. The best way to avoid this crisis is to purchase accident insurance coverage before an unexpected crisis occurs. There are many benefits to having this type of coverage that will protect you and your family from uncertainty.

By definition, accident insurance provides cash benefit assistance to a person who has sustained injuries which makes it impossible to continue to work. Specific benefits will vary depending on the state in which you live. Talking to an insurance specialist will help to clear up any questions you might have about the limits of your coverage.

You can receive benefit payments for charges and services that are not covered by a regular insurance policy for such things as hospital admission, intensive care, emergency room treatment, recovery period after hospital procedures and outpatient surgery. Some after accident insurance plans may also pay the lodging expenses for family members.

The cost of medical services such as hospitalization, emergency room care and outpatient procedures can far exceed the average family's budget. Yet, there are still millions of families who are not covered for such expenses. Obtaining accident insurance can help to give you peace of mind, knowing that you and your family are protected and taken care of when disaster strikes.

There is no waiting period because coverage starts immediately after the policy is issued, 24/7. You will have the convenience of payments being made directly to you, rather than to the medical services company. Another benefit is that there is no age penalty which may result in a reduction of benefits.

You also have the option of selecting the level of coverage which you deem is right for you and your family's budget. There is no one-size-fits-all policy. The level of coverage selected will further define what is covered. Your place of employment should be a factor in determining the appropriate level because a majority of accidents are job related. It is possible to receive benefit payments for minor and major fractures, a concussion, physical therapy, and health screenings.

Other benefits may also include routine examinations and preventive testing, again, depending on the type of plan and company you select.


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Parking Lot Accident - Fault, Negligence and Other Issues

By Hector Quiroga, J.D.
A Parking Lot Accident can put you in a very bad spot. Police officers do not come to the scene as often and you will be left at our own devices to exchange information with the other driver. Fault will be argued by the insurance companies, but you can do several things to protect your interest. Learn more.
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Personal Accident Policy

By Vincent Funfatt Yeong
Many people purchase life insurance without personal accident policy, actually without this policy the protection is insufficient, because this type of protection is important when we are injured, because we can't work when we are injured, the period we rest at home has no income, and the medical expenses could be expensive. To avoid facing crisis like this, a personal accident is necessary; we don't know when accident occurs, how bad it is and how long we need to rest.
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The Big Con About Your Credit Card's Free 'Travel Insurance'

By Shirley Stevens
If you paid for your holiday using your credit card thinking you'll get free travel insurance, you may well need to do a double check that you are indeed fully covered. Here we warn of some of the pitfalls that may shake you out of your holiday complacency.
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Injury Claim - How Much is My Auto Accident Injury Worth?

By Justin Petty
This is a tricky subject. Let me first start by saying if you have been injured in an auto accident, you should seek proper medical attention without regard to your insurance claim. The failure to do this is where many people fall to the wayside.
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5 Reasons to Hire an Accident Lawyer

By Jacob Malewitz
Why hire a personal injury lawyer? How do you hire one? This guide helps.
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Accident Insurance | Accident Sickness Unemployment Insurance | Sgli Life Insurance | Insurance Accident Forgiveness | Student Accident And Sickness Insurance | Ad D Insurance | Common Carrier Accident Insurance

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